Sorry to be the one to stop the chain, but I am very happy with my American Express Platinum. They don't charge fees, you simply spend and pay it back at the end of the billing statement.<br /><br />No interest, cash advance, etc.<br /><br />I agree Credit Cards from banks are evil, the interest is foolish. Amex just charge the vendor slightly more. That is the way a credit card should be, user gets it all for free.<br /><br />I use it for paying and buying everything (all bills, etc), including my trips to Athens and my spending, I got enough Qantas points to go around the World First Class for free <img border="0" title="" alt="[Smile]" src="images/icons/default/smile.gif" />