</font><blockquote><font size="1" face="Verdana, Arial">quote:</font><hr /><font size="2" face="Verdana, Arial">Originally posted by Big Chief:<br /><strong> ...Do they enable your IRD when you request for a contract or when you sign a contract and return it to them..? </strong></font><hr /></blockquote><font size="2" face="Verdana, Arial">Usually U.B.I. enables your IRD on first call (few hours after the call, to be more precise)